College Football Playoff picks: Predictions against the s...

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Okay so Get expert picks and predictions for the College Football Playoff National Championship College Football Playoff picks: Predictions against the spread, odds, betting lines for Miami vs.

Indiana Get expert picks and predictions for the College Football Playoff National Championship By David Cobb Jan 16, 2026 at 7:46 pm ET • 3 min read Join the Conversation comments Monday night’s College Football Playoff National Championship Game between No. 10 Miami shapes up as a grueling, physical battle between two teams that have embraced that identity all season. (it feels like chaos)

The unbeaten Hoosiers are trying to become college football’s first 16-0 national champion, but they must get past a resurgent Hurricanes team playing on its home field.

The Details

Miami’s path has been anything but easy. The Hurricanes knocked off No.

7 Texas A&M on the road, eliminated No. 2 Ohio State in the Cotton Bowl and outlasted No.

Why This Matters

6 Ole Miss in the Fiesta Bowl to reach the title game. Powered by a massive offensive line, Miami has created running lanes for Mark Fletcher Jr . While quarterback Carson Beck distributes the ball to elite playmakers such as Malachi Toney , giving the Hurricanes a balanced, efficient attack.

This could change the dynamics of the sport going forward.

Key Takeaways

• Still, the question remains whether that physicality is enough to test Indiana.
• The Hoosiers have overwhelmed everyone in their path, blasting No.
• 9 Alabama 38-3 in the Rose Bowl and dismantling No.

The Bottom Line

With Heisman Trophy-winning quarterback Fernando Mendoza at the controls and no obvious weaknesses on the roster, Indiana enters as a more-than-touchdown favorite. Second-year coach Curt Cignetti has orchestrated one of the most remarkable turnarounds in college football history, putting Indiana on the brink of its first national championship.

Thoughts? Drop them below.