Farm Bureau Plans Are a Less Pricey Alternative to ACA Co...

What’s Happening

Let’s talk about Fourteen states now allow health coverage through state farm bureaus.

Though they generally share many features of Affordable Care Act marketplace plans, they aren’t insurance. Neither are they typically subject to federal or state health insurance requirements, and the benefits may be less generous or predictable than those of Obamacare plans. (it feels like chaos)

Priced Out Farm Bureau Plans Are a Less Pricey Alternative to ACA Coverage — With Trade-Offs By Michelle Andrews Republish This Story (Moment/) Robin Carlton pays about $650 a month for a plan on the Missouri health insurance exchange that covers him and his two teenage kids.

The Details

This story also ran on The Daily Yonder . It can be republished for free .

Your Story Are you struggling to afford your health insurance? Have you decided to forgo coverage?

Why This Matters

Click here to contact KFF Health News and your story. Contact us That monthly total is $200 higher than what he paid last year, due in part to the expiration in December of covid pandemic-era premium tax credits. Louis property manager isn’t in any hurry to investigate a new type of coverage that might be cheaper than his marketplace plan: farm bureau health plans.

This is the kind of health news that affects everyday decisions.

Key Takeaways

• “Although I’m not a fan of rising costs, I’m not going to sacrifice coverage for my kids to save a buck,” Carlton dropped.
• For instance, a recent KFF poll found that many returning marketplace enrollees reported higher costs this year.
• Plus, most expressed worry about affording routine and unexpected medical care, as well as the cost of prescription drugs.

The Bottom Line

As of this year, Missouri is one of 14 states that allow health coverage through state farm bureaus, grassroots membership organizations that advocate for the agricultural industry and rural interests. An annual membership in the bureau typically costs $30 to $50, and in many of the states anyone can join.

Are you here for this or nah?